STRUCTURED-STRATEGIC-STABLE INCOME

Private Credit. Reimagined for Today’s Investors and Businesses.
Private Credit. Reimagined for Today’s Investors and Businesses.

Bondflow is a curated private credit company that gives accredited investors access to high-yield credit portfolios while enabling finance companies, and fintech lenders to secure receivables-backed capital.

Introductory Statement

At BondFlow, we believe private credit should work harder - for both investors and the businesses they fund.Built on deep expertise in global finance, trade, and underwriting, we create disciplined, transparent structures that protect capital, generate steady income, and fuel real-world growth.

For Investors

Earn Steady Income with Structured Credit Opportunities
Earn Steady Income with Structured Credit Opportunities

Bondflow opens access to carefully managed private credit portfolios designed for income generation and diversification.

Bondflow opens access to carefully managed private credit portfolios designed for income generation and diversification.

Bondflow opens access to carefully managed private credit portfolios designed for income generation and diversification.
Income Class Notes

Target yield of 10.5 percent per year, 12-month term, $25,000 minimum commitment.

Growth Class Notes

Growth Class Notes

Target yield of 12.5 percent per year, 24-month term, $100,000 minimum commitment.

Safeguards You Can Trust
Safeguards You Can Trust
Safeguards You Can Trust

Comprehensive underwriting and continuous monitoring

Independent collateral audits and third-party valuations

Insurance coverage protecting inventory and transaction risks

Bondflow commits its own junior exposure so that our capital stands behind every transaction

For Businesses

Receivables-Backed Capital That Works for You
Receivables-Backed Capital That Works for You

Bondflow provides flexible funding facilities to specialty finance companies, regulated finance companies, and fintech lenders across G20 markets. Our solutions are designed to support origination growth, smooth liquidity cycles, and scale lending operations without the constraints of traditional debt.

Our flagship facilities include:

Bondflow provides flexible funding facilities to specialty finance companies, regulated finance companies, and fintech lenders across G20 markets. Our solutions are designed to support origination growth, smooth liquidity cycles, and scale lending operations without the constraints of traditional debt.

Our flagship facilities include:

Bondflow provides flexible funding facilities to specialty finance companies, regulated finance companies, and fintech lenders across G20 markets. Our solutions are designed to support origination growth, smooth liquidity cycles, and scale lending operations without the constraints of traditional debt.
Our flagship facilities include:
oneCAP

oneCAP

One-time capital allocation to monetize static receivable pools

uniCAP

uniCAP

Rolling monthly facility to fund ongoing originations

flexiCAP

flexiCAP

Hybrid solution that combines upfront deployment with recurring monthly allocations

Borrower Benefits
Borrower Benefits
Borrower Benefits

Capital structured for your business model and growth stage

Facility sizes typically range from $1 million to $15 million and above

Streamlined application, underwriting, and funding process

Ongoing support through transparent participation agreements

Why Choose Bondflow
Why Choose Bondflow
Why Choose Bondflow

Bondflow brings together two needs: investor demand for stable returns and business demand for accessible working capital.

Bondflow brings together two needs: investor demand for stable returns and business demand for accessible working capital.

Institutional-Grade Underwriting

A dedicated credit desk applies detailed financial analysis and risk scoring on every transaction

Diversification and Control

Concentration limits across originators, sectors, and regions ensure portfolios remain balanced

Global Reach

Supporting businesses across the United States, India, UAE, APAC, and MENA regions

Transparency First

Investors receive clear reporting, while businesses work within well-defined agreements and protections

Quick Snapshot
Quick Snapshot
  • Founded

    Founded

    2024

    2024

  • Target Yields

    Target Yields

    10.5 to 12.5 percent per year

    10.5 to 12.5 percent per year

  • Investment Minimums

    Investment Minimums

    $10,000 (Income Class) and $50,000 (Growth Class)

    $10,000 (Income Class) and $50,000 (Growth Class)

  • Facility Range

    Facility Range

    $1 million to $15 million plus for borrowers

    $1 million to $15 million plus for borrowers

  • Compliance

    Compliance

    SEC Reg D 506(c), available only to accredited investors

    SEC Reg D 506(c), available only to accredited investors

Pankaj Chadha

Pankaj Chadha

Founder and President

“Bondflow was created after seeing strong businesses denied credit despite solid fundamentals. Our mission is to make private credit transparent, structured, and accessible for both investors and borrowers.”

“Bondflow was created after seeing strong businesses denied credit despite solid fundamentals. Our mission is to make private credit transparent, structured, and accessible for both investors and borrowers.”

Ready to build income or unlock capital?
Ready to build income or unlock capital?

Bondflow connects accredited investors with opportunity and empowers businesses with growth capital.

Bondflow connects accredited investors with opportunity and empowers businesses with growth capital.

© 2025 Bondflow Inc. All rights reserved.

Disclaimer

Investments offered through Bondflow Inc. are speculative, involve substantial risk, and are not suitable for all investors. Bondflow Inc. provides access to private credit investment opportunities exclusively for accredited investors, pursuant to Regulation D of the Securities Act of 1933.

Bondflow does not make investment recommendations, and the information on this site should not be construed as an offer to sell or a solicitation to buy any securities. All investments involve risk, including the potential loss of principal. Past performance is not indicative of future results.

All securities are offered through registered broker-dealers and/or exempt from registration pursuant to applicable laws. Bondflow is not a registered broker-dealer or investment adviser. Investors are encouraged to consult their own legal, tax, and financial advisors before investing.

© 2025 Bondflow Inc. All rights reserved.

Disclaimer

Investments offered through Bondflow Inc. are speculative, involve substantial risk, and are not suitable for all investors. Bondflow Inc. provides access to private credit investment opportunities exclusively for accredited investors, pursuant to Regulation D of the Securities Act of 1933.

Bondflow does not make investment recommendations, and the information on this site should not be construed as an offer to sell or a solicitation to buy any securities. All investments involve risk, including the potential loss of principal. Past performance is not indicative of future results.

All securities are offered through registered broker-dealers and/or exempt from registration pursuant to applicable laws. Bondflow is not a registered broker-dealer or investment adviser. Investors are encouraged to consult their own legal, tax, and financial advisors before investing.

© 2025 Bondflow Inc. All rights reserved.

Disclaimer

Investments offered through Bondflow Inc. are speculative, involve substantial risk, and are not suitable for all investors. Bondflow Inc. provides access to private credit investment opportunities exclusively for accredited investors, pursuant to Regulation D of the Securities Act of 1933.

Bondflow does not make investment recommendations, and the information on this site should not be construed as an offer to sell or a solicitation to buy any securities. All investments involve risk, including the potential loss of principal. Past performance is not indicative of future results.

All securities are offered through registered broker-dealers and/or exempt from registration pursuant to applicable laws. Bondflow is not a registered broker-dealer or investment adviser. Investors are encouraged to consult their own legal, tax, and financial advisors before investing.

© 2025 Bondflow Inc. All rights reserved.

Disclaimer

Investments offered through Bondflow Inc. are speculative, involve substantial risk, and are not suitable for all investors. Bondflow Inc. provides access to private credit investment opportunities exclusively for accredited investors, pursuant to Regulation D of the Securities Act of 1933.

Bondflow does not make investment recommendations, and the information on this site should not be construed as an offer to sell or a solicitation to buy any securities. All investments involve risk, including the potential loss of principal. Past performance is not indicative of future results.

All securities are offered through registered broker-dealers and/or exempt from registration pursuant to applicable laws. Bondflow is not a registered broker-dealer or investment adviser. Investors are encouraged to consult their own legal, tax, and financial advisors before investing.

© 2025 Bondflow Inc. All rights reserved.

Disclaimer

Investments offered through Bondflow Inc. are speculative, involve substantial risk, and are not suitable for all investors. Bondflow Inc. provides access to private credit investment opportunities exclusively for accredited investors, pursuant to Regulation D of the Securities Act of 1933.

Bondflow does not make investment recommendations, and the information on this site should not be construed as an offer to sell or a solicitation to buy any securities. All investments involve risk, including the potential loss of principal. Past performance is not indicative of future results.

All securities are offered through registered broker-dealers and/or exempt from registration pursuant to applicable laws. Bondflow is not a registered broker-dealer or investment adviser. Investors are encouraged to consult their own legal, tax, and financial advisors before investing.

Company

Investors

Borrowers

Company

Investors

Borrowers

Company

Investors

Borrowers