Careers
Private Credit, Reimagined
Private Credit, Reimagined
Private Credit, Reimagined
Access fixed-income opportunities backed by real assets. Earn steady returns while supporting trusted lending platforms that power global credit.
Access fixed-income opportunities backed by real assets. Earn steady returns while supporting trusted lending platforms that power global credit.
What is Private Credit?
A Growing Asset Class Beyond Traditional Banking
A Growing Asset Class Beyond Traditional Banking
Private credit refers to lending that takes place outside traditional banks. Instead of being traded on public markets, these loans are privately originated, structured, and managed. For borrowers, it’s a flexible source of capital. For investors, it offers attractive, steady returns that aren’t tied to daily market volatility.
Private credit refers to lending that takes place outside traditional banks. Instead of being traded on public markets, these loans are privately originated, structured, and managed. For borrowers, it’s a flexible source of capital. For investors, it offers attractive, steady returns that aren’t tied to daily market volatility.
Attractive yield potential
Attractive yield potential
Portfolio diversification
Portfolio diversification
Secured, asset-backed exposure
Secured, asset-backed exposure
Why Private Credit Matters
Opening Capital Access for Modern Lenders
Opening Capital Access for Modern Lenders
Banks have pulled back from many areas of lending. This has created an opportunity for established non-bank lenders—such as digital credit platforms, private lending funds, and alternative finance firms—to meet growing demand.
These platforms already serve diverse borrowers across business, consumer, and trade finance sectors. What they often need is consistent institutional funding to scale.
Bondflow connects accredited investors to these proven lending platforms, giving you exposure to diversified, secured portfolios—without needing to lend directly yourself.
Banks have pulled back from many areas of lending. This has created an opportunity for established non-bank lenders—such as digital credit platforms, private lending funds, and alternative finance firms—to meet growing demand.
These platforms already serve diverse borrowers across business, consumer, and trade finance sectors. What they often need is consistent institutional funding to scale.
Bondflow connects accredited investors to these proven lending platforms, giving you exposure to diversified, secured portfolios—without needing to lend directly yourself.
Investors
Investors
Bondflow
Bondflow
Lending Platforms
Lending Platforms
Diversified Loan Portfolios
Diversified Loan Portfolios
The Bondflow Approach
Connecting Investors to Trusted Lending Platforms
Connecting Investors to Trusted Lending Platforms
Bondflow partners with well-established lending platforms that have strong underwriting and transparent track records. These include licensed credit funds, digital lenders, and private credit managers who operate across the United States and global markets.
Through Bondflow’s structured programs
Bondflow partners with well-established lending platforms that have strong underwriting and transparent track records. These include licensed credit funds, digital lenders, and private credit managers who operate across the United States and global markets.
Through Bondflow’s structured programs
oneCAP
oneCAP
Single facility
Single facility
uniCAP
uniCAP
Rolling capital
Rolling capital
flexiCAP
flexiCAP
Hybrid allocation
Hybrid allocation
these platforms access growth capital, while investors gain exposure to diversified, secured credit opportunities with professional oversight.
these platforms access growth capital, while investors gain exposure to diversified, secured credit opportunities with professional oversight.
Key Highlights
Key Highlights
Key Highlights
Partnerships with regulated and experienced lending managers
Structures designed for scale and consistency
Independent underwriting, monitoring, and insurance-backed coverage
Investment Opportunities
Choose Your Strategy
Choose Your Strategy
Income Class Notes
Target yield: 10.5% per year
Term: 12 months
Monthly or quarterly payouts
Designed for consistent income
Growth Class Notes
Target yield: 12.5% per year
Term: 24 months
Quarterly payouts
Suitable for investors seeking higher returns over a longer horizon
Risk Management
Protecting Your Capital Comes First
Protecting Your Capital Comes First
Bondflow takes a disciplined, institutional approach to every investment:
Bondflow takes a disciplined, institutional approach to every investment:
Independent collateral checks and valuation
Independent collateral checks and valuation
Bondflow retains a first-loss position, aligning our interests with investors
Bondflow retains a first-loss position, aligning our interests with investors
Ongoing monitoring, diversification limits, and stress testing
Ongoing monitoring, diversification limits, and stress testing
Who We Are
Led by Experienced Credit Operators
Led by Experienced Credit Operators
Our leadership brings decades of experience across trade finance, credit structuring, and fintech innovation. We’ve built Bondflow to make high-quality private credit accessible, transparent, and professionally managed — helping investors earn consistent income from real, secured lending opportunities.
Our leadership brings decades of experience across trade finance, credit structuring, and fintech innovation. We’ve built Bondflow to make high-quality private credit accessible, transparent, and professionally managed — helping investors earn consistent income from real, secured lending opportunities.
Pankaj Chadha
Senior Security Analyst
With over 20 years of global experience in trade, finance, and technology, Pankaj has built companies and raised capital across the U.S., Europe, Asia, and the Middle East. At BondFlow, he drives strategy and investor vision, ensuring private credit is delivered with discipline, transparency, and real-world impact.
Pankaj Chadha
Senior Security Analyst
With over 20 years of global experience in trade, finance, and technology, Pankaj has built companies and raised capital across the U.S., Europe, Asia, and the Middle East. At BondFlow, he drives strategy and investor vision, ensuring private credit is delivered with discipline, transparency, and real-world impact.
Pankaj Chadha
Senior Security Analyst
With over 20 years of global experience in trade, finance, and technology, Pankaj has built companies and raised capital across the U.S., Europe, Asia, and the Middle East. At BondFlow, he drives strategy and investor vision, ensuring private credit is delivered with discipline, transparency, and real-world impact.
Pankaj Chadha
Senior Security Analyst
With over 20 years of global experience in trade, finance, and technology, Pankaj has built companies and raised capital across the U.S., Europe, Asia, and the Middle East. At BondFlow, he drives strategy and investor vision, ensuring private credit is delivered with discipline, transparency, and real-world impact.
Pankaj Chadha
Senior Security Analyst
With over 20 years of global experience in trade, finance, and technology, Pankaj has built companies and raised capital across the U.S., Europe, Asia, and the Middle East. At BondFlow, he drives strategy and investor vision, ensuring private credit is delivered with discipline, transparency, and real-world impact.
Sandhya Dhomeja
Co-Founder
A Chartered Accountant and financial strategist, Sandhya brings deep expertise in investor relations, regulatory advisory, and Virtual CFO services. Her work spans financial structuring, compliance, and global growth for both startups and corporates.
Sandhya Dhomeja
Co-Founder
A Chartered Accountant and financial strategist, Sandhya brings deep expertise in investor relations, regulatory advisory, and Virtual CFO services. Her work spans financial structuring, compliance, and global growth for both startups and corporates.
Sandhya Dhomeja
Co-Founder
A Chartered Accountant and financial strategist, Sandhya brings deep expertise in investor relations, regulatory advisory, and Virtual CFO services. Her work spans financial structuring, compliance, and global growth for both startups and corporates.
Sandhya Dhomeja
Co-Founder
A Chartered Accountant and financial strategist, Sandhya brings deep expertise in investor relations, regulatory advisory, and Virtual CFO services. Her work spans financial structuring, compliance, and global growth for both startups and corporates.
Sandhya Dhomeja
Co-Founder
A Chartered Accountant and financial strategist, Sandhya brings deep expertise in investor relations, regulatory advisory, and Virtual CFO services. Her work spans financial structuring, compliance, and global growth for both startups and corporates.
Varun Sharma
Co-Founder
With over a decade of experience in law, finance, and structured products, Varun focuses on building scalable frameworks and governance models. At BondFlow, he ensures that businesses can access capital responsibly with strong regulatory compliance baked in.
Varun Sharma
Co-Founder
With over a decade of experience in law, finance, and structured products, Varun focuses on building scalable frameworks and governance models. At BondFlow, he ensures that businesses can access capital responsibly with strong regulatory compliance baked in.
Varun Sharma
Co-Founder
With over a decade of experience in law, finance, and structured products, Varun focuses on building scalable frameworks and governance models. At BondFlow, he ensures that businesses can access capital responsibly with strong regulatory compliance baked in.
Varun Sharma
Co-Founder
With over a decade of experience in law, finance, and structured products, Varun focuses on building scalable frameworks and governance models. At BondFlow, he ensures that businesses can access capital responsibly with strong regulatory compliance baked in.
Varun Sharma
Co-Founder
With over a decade of experience in law, finance, and structured products, Varun focuses on building scalable frameworks and governance models. At BondFlow, he ensures that businesses can access capital responsibly with strong regulatory compliance baked in.
Dhwani Talati
Co-Founder
Dhwani is a private credit specialist with experience across cross-border finance, hedge fund advisory, and product structuring. At BondFlow, she leads operations, ensuring every deal meets institutional standards of diligence and delivery.
Dhwani Talati
Co-Founder
Dhwani is a private credit specialist with experience across cross-border finance, hedge fund advisory, and product structuring. At BondFlow, she leads operations, ensuring every deal meets institutional standards of diligence and delivery.
Dhwani Talati
Co-Founder
Dhwani is a private credit specialist with experience across cross-border finance, hedge fund advisory, and product structuring. At BondFlow, she leads operations, ensuring every deal meets institutional standards of diligence and delivery.
Dhwani Talati
Co-Founder
Dhwani is a private credit specialist with experience across cross-border finance, hedge fund advisory, and product structuring. At BondFlow, she leads operations, ensuring every deal meets institutional standards of diligence and delivery.
Dhwani Talati
Co-Founder
Dhwani is a private credit specialist with experience across cross-border finance, hedge fund advisory, and product structuring. At BondFlow, she leads operations, ensuring every deal meets institutional standards of diligence and delivery.
Ready to Access Private Credit?
Ready to Access Private Credit?
Bondflow opens the door for accredited investors to participate in structured, income-generating credit opportunities — all managed with transparency and institutional oversight.