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flexiCAP · Originator facility

For originators · Specialty finance ·
Fintech lenders

Upfront capital plus a rolling line — one facility.
Upfront capital plus a rolling line — one facility.
Upfront capital plus a rolling line — one facility.

A hybrid structure: an initial deployment against your existing book, combined with recurring monthly allocations as you originate. One set of documents, two funding modes.

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How it works

A revolving facility for ongoing originations

Eligible receivables are financed through a revolving borrowing base structure, with recurring funding for new originations and monthly borrowing-base re-testing and performance monitoring.

Eligible receivables are financed through a revolving borrowing base structure, with recurring funding for new originations and monthly borrowing-base re-testing and performance monitoring.

Eligible receivables are financed through a revolving borrowing base structure, with recurring funding for new originations and monthly borrowing-base re-testing and performance monitoring.
Initial deployment
Initial deployment

An initial tranche is funded against the seasoned existing receivables pool at facility close.

Revolving funding
Revolving funding

A rolling component funds eligible new monthly originations against the approved borrowing base.

Monthly monitoring
Monthly monitoring

Both components are reported, monitored, and re-tested each month through the originator portal.

Designed for

Designed for

Scaling lenders with a seasoned book and an active pipeline

Scaling lenders with a seasoned book and an active pipeline

Originators consolidating multiple funding sources into one facility

Originators consolidating multiple funding sources into one facility

Businesses that need launch capital plus ongoing growth funding

Businesses that need launch capital plus ongoing growth funding

Key risks

Key risks

Monthly borrowing-base and performance reporting

Monthly borrowing-base and performance reporting

Concentration and eligibility covenants per facility documents

Concentration and eligibility covenants per facility documents

Independent collateral review rights

Independent collateral review rights

Think flexiCAP fits your book?

Start qualification →

Start qualification →